What is Microburbs & How do we use it?

Logging into Microburbs

Step 1: Accessing Microburbs

1. Open the Microburbs Website:
• Navigate to the Microburbs homepage.
• Ignore the first search bar on the page and use the second search bar.

Step 2: Start the Login Process

1. Input an Address for Search:
• Enter an address to proceed (e.g., your home address).

2. Pop-Up Appears:
• When a subscription pop-up appears, click "Subscribe" to proceed.

Step 3: Logging Into the Account

1. Reach the Login Page:
• You’ll be redirected to a login page.

2. Log In to the Account:
• Use the shared account credentials (e.g., Arjun's account).
• Once logged in, close this login window.

Step 4: Return to the Original Search

1. Go Back to the Microburbs Search Page:
• Return to the first Microburbs page where the address was input.

2. Re-Enter the Address:
• Input the same address again into the second search bar.

Step 5: Complete the Process

1. Access Data:
• The data should now load correctly.
• You can proceed with your search or analysis as needed.

Notes:

• Reason for Process Complexity: The need to log in separately and return to the original search page is a quirk of the website’s design.

• Ensure Correct Steps: Always use the second search bar and confirm you are logged in before continuing the search.

Evaluating Government Housing with Microburbs and CoreLogic

Step 1: Initial Check with Microburbs

1. Navigate to Microburbs:
• Ignore the first search bar and use the second search bar on the page.

2. Input the Address:
• Example: "4 Web Street, Frenchville, Rockhampton."
• Click "Get Report."

3. Scroll to Affluent Score:
• Check the score (e.g., 6/10).

4. Hover over Public Housing:
• Locate the percentage and move your cursor over it to confirm public housing data.

Step 2: Analyze Public Housing Data

1. Interpret the Legend:
• Dark blue: Low government housing (0–10%).
• Light blue: Acceptable (10–20%).
• Green: Caution zone.
• Red: High concentration of government housing (Decline property).

2. Verify the Data:
• Microburbs data may not always be accurate due to nearby schools, malls, or petrol stations.

Step 3: Investigate Further with CoreLogic (RP Data)

1. Switch to CoreLogic:
• Input the address and open the map (click "Expand").

2. Enable Map Layers:
• Select "Owner Name" under map layers.

3. Analyze Owner Names:
• Look for indicators such as "State of Queensland Department of Housing and Public Works."
• Count the number of government housing entries.

Step 4: Detailed Property Inspection

1. Examine Streets Nearby:
• Check if government housing is scattered (acceptable) or clustered in blocks (decline).

2. Zoom and Review Data:
• Verify neighboring streets for clusters of government housing.

Step 5: Cross-Check with Sale Data

1. Switch to Sale Price and Date:
• Analyze sale history and activity.

2. Red Flags:
• No sale history or minimal information indicates possible government housing.

Step 6: Make a Decision

1. Low Risk:
• If the area shows scattered government housing and minimal red or green zones, it’s likely safe to proceed.

2. High Risk:
• If blocks of government housing are present or the percentage exceeds 20%, decline the property.

Special Considerations

1. Victoria Specifics:
• Owner names may not be visible; rely on sale data and Microburbs.

2. Additional Checks:
• Use Google Maps to validate Microburbs data and identify potential clusters of government housing.

Summary:

• Low Government Housing (<20%): Likely safe; investigate further if needed.

• High Government Housing (>20%): Check CoreLogic and sale data. Decline if clusters or blocks are nearby.

• Always Verify: Use multiple sources (Microburbs, CoreLogic, Google Maps) to ensure accuracy.