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What is the minimum purchase price required for a property?

Learn about minimum property purchase prices for SMSF, residential, and commercial properties in Australia.

Minimum Property Purchase Price Requirements

SMSF Properties

The minimum purchase price for SMSF properties is $575,000. Due to lending restrictions:

  • No renovations are permitted
  • Focus is on low-maintenance, newer properties
  • Higher budget ensures better quality stock requiring minimal work

Residential Properties (Non-SMSF)

For residential properties, the minimum purchase price is $500,000. Important considerations:

  • Properties at this price point may require some maintenance
  • Wait times might be longer depending on market conditions

Commercial Properties

For commercial properties:

  • Minimum purchase price: $1.5M+
  • Required cash/deposit: approximately $500,000
 
 
💡Budget Restrictions The minimum client budget we can support is $500,000. We cannot assist clients with budgets below this threshold (e.g., $475,000).
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